428 Anchor DR, Moneta, VA 24121 (MLS# 924369)

$1,349,900
428 Anchor DR
Moneta, VA 24121
MLS# 924369
5 beds  |  4.1 baths  |  4638 sqft
428 Anchor DR, Moneta, VA 24121
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Property Description
Rare opportunity to acquire a high-upside Smith Mountain Lake property in one of the lake's rarest short-term rental areas of the lake with the bonus of a hot resale corridor — no homeowners association and no HOA fees. Ideally located on the 6th hole of The Waterfront Country Club with direct sunrise exposure, this home offers exceptional access by both land and water,. This location and setting delivers on both wild potential rental performance and long term appreciation. The thoughtfully designed multi-level, multi-living layout offers three distinct living zones, multiple primary suites, and a fully equipped lake-level apartment with second kitchen — creating ideal separation, privacy, and flexibility for guests, family, or rental use. Two private docks — including a main dock with

Details
Contract Information
Current Price: $1,349,900
List Price: $1,349,900
List Date: 2026-02-01
Status: Active
General Property Description
Property Sub-Type: Single Family Residence
Residential Type: Detached
Construction Status: Completed
Year Built: 1982
Total Bdrm: 5
Total Bths: 4.1
Total F Baths: 4
Total H Baths: 1
Entry Above Grd Fin SQFT: 1645
Upper Above Grd Fin SQFT: 1022
Lower Below Grd Fin SQFT: 1119
Total Fnshd SqFt: 3786
Total Above Grd Fin SQFT: 2667
Grand Total Attached SQFT: 4638
Total Unfin SQFT: 852
Basement Y/N: Yes
Prim. Covered Prking: Garage Attached
# Prim Cov Spaces: 2
Total Cov'd Prk Spc: 2
Total Acreage: 0.41
Water Class: Waterfront Property
Water ID: Smith Mtn Lake
Length of Waterfront: 103
Location Legal Taxes
Area: 0490 - SML Franklin County
Street Number: 428
Street Name: Anchor
Street Suffix: DR
State/Province: VA
Zip Code: 24121
Subdivision: The Waterfront
Municipality: Franklin County
Elementary School: Dudley
Middle School: Ben Franklin Middle
High School: Franklin County
Unfinished Attached SQFT
Entry Above Grd Unfin SQFT: 679
Upper Above Grd Unfin SQFT: 173
Fireplace
# Fireplaces: 2
Internet Access
Cur'nt Internet Prov: Shentel
Primary Bedrooms
Primary BR Entry Lvl: 1
Bedrooms
BR Entry Level: 1
BR Upper Level: 3
BR Lower Level: 1
Full Baths
Full Baths Entry Lvl: 1
Full Baths Upper Lvl: 2
Full Baths Lower Lvl: 1
Half Baths
Half Baths Entry Lvl: 1
Laundry
Laundry Entry Level: 1
Laundry Upper Level: 1
Water Details
Number Covered Slips: 1
Property Features
Style of House: Contemporary
Limited Service: Not Limited Service
Lot Description: Gentle Sloping; Wooded
Construction: Wood
Basement: Full; Walk-Out Access
Heating: Ductless
Cooling: Ductless
Fireplace: Living Room; Recreation Room
Interior Features: Cathedral Ceiling(s); Ceiling Fan(s); Central Vacuum; Skylight
Exterior Features: Balcony; Deck; On Golf Course; Paved Driveway
Views: Lake; Sunrise
Appliances: Dishwasher; Clothes Dryer; Wall Oven; Refrigerator; Range Electric; Clothes Washer
Misc Features: Cable TV; Furnished; Underground Util
Area Amenities: Private Golf
Floors: Carpet; Tile - i.e. ceramic; Wood
Windows: Insulated
Exterior Doors: Sliding; Wood
Porch: Covered Porch; Front Porch; Rear Porch
Water Description: Public
Sewer Description: Private Septic
Water Heater Type: Tank
Water Htr Energy: Electric
Internet Access: Cable
Boat Dock Desc: Party Deck; Floater; Stationary; Boat Hoist; Storage/Util Bldg
Water Details: Short Term Rental
Supplements
party deck and floater Optional additional amenities include proximity to the community pool, clubhouse dining, and championship golf. Offered at a price point that reflects future updates and modernization. Offers an outstanding foundation for buyers seeking to renovate, reposition, and maximize future income potential and appreciation.
Room Information
Room Name Level Level
Primary BedroomEntryEntry
Bedroom 2UpperUpper
Bedroom 3UpperUpper
Bedroom 4UpperUpper
Bedroom 5LowerLower
Dining AreaEntryEntry
Family RoomEntryEntry
KitchenEntryEntry
KitchenLowerLower
Living RoomEntryEntry
Recreation RoomLowerLower

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

Last Updated: February - 02 - 2026

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