320 Fingerlake RD, Penhook, VA 24137

$650,000

Virtual Tour

https://showsgreat.photography/320-Fingerlake-Rd/idx

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,796 Lot Size (sq. ft.): 21,344 Status: Closed

Current Price: $650,000 List Date: 3/25/2025 Last Modified: 7/24/2025

Overview

Description

A Rare Waterfront Opportunity on Smith Mountain Lake! This sprawling 3-bedroom, 3-bath ranch-style home with a finished terrace level is brimming with potential and ready for your personal touch. Perfectly positioned to take in the beauty of Smith Mountain Lake, the open floor plan features a spacious sunroom offering panoramic lake views, along with multiple decks and porches ideal for outdoor living and entertaining. Downstairs, the terrace level boasts a cozy stone fireplace and an impressive bar area—perfect for hosting gatherings or relaxing after a day on the water. Whether you're looking for a full-time residence, a vacation retreat, or an investment property, this rare lakefront gem checks all the boxes—and short-term rentals are allowed, offering incredible income potential

Supplements: Seller is now offering short term owner financing with an acceptable offer. Fantastic investment opportunity.

Listing Details MLS# 915528

Location, Tax & Legal

Area: 1690 - SML Pittsylvania County
Street Number: 320
Street Name: Fingerlake
Street Suffix: RD
State/Province: VA
Zip Code: 24137
Subdivision: Penhook
Municipality: Pittsylvania County
Elementary School: Gretna Elementary
Middle School: Gretna Middle
High School: Gretna High

General Property Description

Property Sub-Type: Single Family Residence
Residential Type: Detached
Construction Status: Completed
Year Built: 1981
Total Bdrm: 3
Total Bths: 3
Total F Baths: 3
Entry Above Grd Fin SQFT: 1596
Entry Below Grd Fin SQFT: 1200
Total Fnshd SqFt: 2796
Total Above Grd Fin SQFT: 1596
Grand Total Attached SQFT: 2796
Basement Y/N: Yes
Prim. Covered Prking: Carport Attached
# Prim Cov Spaces: 3
Total Cov'd Prk Spc: 3
Total Acreage: 0.49
Water Class: Waterfront Property
Water ID: Smith Mtn Lake
Length of Waterfront: 75

Status Change Info

Ratified Contract Dt: 2025-05-07
Sold Date: 2025-07-22

Primary Bedrooms

Primary BR Entry Lvl: Yes

Bedrooms

BR Entry Level: 2
BR Lower Level: Yes

More Information

Full Baths

Full Baths Entry Lvl: 2
Full Baths Lower Lvl: Yes

Laundry

Laundry Lower Level: Yes

Water Details

Number Covered Slips: 3

Property Features

Style of House: Ranch Limited Service: Not Limited Service Construction: Brick; Vinyl Basement: Full; Walk-Out Access Heating: Heat Pump Electric Cooling: Heat Pump Electric Fireplace: Basement Interior Features: Cathedral Ceiling(s) Exterior Features: Deck; Fenced Yard; Hot Tub Views: Lake; Sunrise; Sunset Appliances: Dishwasher; Refrigerator; Range Electric Floors: Laminate; Vinyl Porch: Covered Porch Water Description: Private Well Sewer Description: Private Septic Boat Dock Desc: Stationary; Boat Hoist Water Features: No Wake Area

Room Information

Room Name	Level
Bedroom 1	Entry

Listing Office: RE/MAX LAKEFRONT REALTY INC

Last Updated: July - 24 - 2025

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