103 White Oak CIR, Moneta, VA 24121

$995,000
Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,288 Lot Size (sq. ft.): 39,204 Status: Active
Current Price: $995,000 List Date: 7/22/2026 Last Modified: 8/30/2026

Overview

Description

Welcome to Isle of Pine, and this Peaceful Waterfront Retreat in the Heart of Smith Mountain Lake. This spacious home offers five bedrooms on the upper level, including a comfortable primary suite. While the lower level provides a spacious family room, dining area, eat-in kitchen, an additional full bathroom, and laundry area. Enjoy scenic views from the full-length upper deck with wheelchair access or relax on the lower patio. A detached garage with separate rooms provides abundant storage and flexible space for your needs. A gently sloping concrete walkway leads to your private dock, complete with two covered boat slips and a floater, perfect for enjoying all that Smith Mountain Lake has to offer right now (Owners are currently able to launch their boat and jet ski). The Isle of Pine

Supplements: community offers an impressive array of amenities, including a boat ramp, trailer storage, tennis courts, horseshoes, volleyball, walking trails, and campground sites. Conveniently located near downtown Moneta and Bridgewater Plaza, this property offers the ideal combination of peaceful lake living and easy access to shopping, dining, and entertain ...

Listing Details MLS# 929699

Location, Tax & Legal

Area
0690 - SML Bedford County
Street Number
103
Street Name
White Oak
Street Suffix
CIR
State/Province
VA
Zip Code
24121
Subdivision
Isle Of Pines
Municipality
Bedford County
Elementary School
Moneta
Middle School
Staunton River
High School
Staunton River

General Property Description

Property Sub-Type
Single Family Residence
Residential Type
Detached
Construction Status
Completed
Year Built
1977
Total Bdrm
5
Total Bths
3
Total F Baths
3
Upper Above Grd Fin SQFT
1144
Lower Below Grd Fin SQFT
1144
Total Fnshd SqFt
2288
Total Above Grd Fin SQFT
1144
Grand Total Attached SQFT
2288
Basement Y/N
Yes
Prim. Covered Prking
Garage Detached
# Prim Cov Spaces
Yes
Uncovered Parking
Off Street Parking
Uncovered # Spaces
6
Total Cov'd Prk Spc
Yes
Total Acreage
0.9
Water Class
Waterfront Property
Water ID
Smith Mtn Lake
Length of Waterfront
100

Fireplace

# Fireplaces
Yes

Primary Bedrooms

Primary BR Upper Lvl
Yes

Bedrooms

BR Upper Level
5

More Information

Full Baths

Full Baths Upper Lvl
2
Full Baths Lower Lvl
Yes

Laundry

Laundry Lower Level
Yes

Water Acc Only A

Access - On/Off Site
On Site

Property Features

Style of House: Split-Foyer Limited Service: Not Limited Service Lot Description: Gentle Sloping Construction: Brick; Wood Basement: Full; Walk-Out Access Heating: Heat Pump Electric Cooling: Heat Pump Electric Fireplace: Living Room Interior Features: Ceiling Fan(s) Exterior Features: Deck; Paved Driveway Views: Lake Appliances: Dishwasher; Clothes Dryer; Refrigerator; Range Electric; Clothes Washer Misc Features: Paved Road Area Amenities: Tennis Court(s); Trail Access Floors: Carpet; Tile - i.e. ceramic Water Description: Public Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Boat Dock Desc: A-Roof; Floater; Boat Hoist Water Features: Cove; Riprap Shoreline Water Details: Short Term Rental

Room Information

Room Name Level
Primary Bedroom Upper
Bedroom 2 Upper
Bedroom 3 Upper
Bedroom 4 Upper
Bedroom 5 Upper
Dining Area Lower
Eat-in Kitchen Lower
Family Room Lower
Kitchen Lower
Laundry Lower
Living Room Lower
Listing Office: MKB, REALTORS® - AT THE LAKE
Last Updated: August - 30 - 2026
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